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Atal Pension Yojna full Detail

Atal Pension Yojna full Detail


Atal Pension Yojna full Detail


To join the scheme one needs to have a savings bank account, Aadhaar and active mobile number. If a person takes this scheme after 60, he has to invest at least 20 years to get pension
If you have not taken any pension plan till date and you want to take a plan in which you want to be entitled to a pension by paying less then the Central Government's Atal Pension Scheme is right for you. Under this, on reaching the age of 60, one gets a pension of Rs.1000 to Rs.5000 per month. It can be invested by a person between the ages of 18 and 40.

Anyone between the ages of 18 and 40 can open an account

To join the scheme, one needs to have a savings bank account, Aadhaar and an active mobile number
If a person takes this scheme, he has to invest at least 20 years.
Investors can invest monthly, quarterly or semi-annual i.e. for a period of 6 months.
Contribution will be auto debited. That is, the fixed amount will be automatically deducted from your account and credited to your pension account.


For a pension of Rs 1,000 to Rs 5,000 per month, the subscriber will have to pay from Rs 42 to Rs 210 per month. This will happen when the plan is taken at the age of 18.
On the other hand, if a subscriber takes up the scheme at the age of 40, he will have to make a monthly contribution ranging from Rs 291 to Rs 1454.
The more the subscriber contributes, the more pension he will get after retirement. However, it should not exceed Rs 5,000. That is why the contribution will also be according to it.
How to open an accountb

You can open an account by going to any bank
You can download the Atal Pension Plan form online
You will have to fill up this form and deposit it in the bank branch
In addition, a photocopy of your mobile number and Aadhaar card will also have to be submitted.
You will receive a confirmation message after the application is approved.CLICK HERE TO VIEW MORE DETAILS FOR PDF FILE
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